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Rizq: Journal of Islamic Economics and Finance is committed to the principles of open access, ensuring that all published articles are freely and permanently available online to any reader anywhere without subscription or registration fees. Articles are distributed beneath the terms of a Creative Commons Attribution-ShareAlike 4.0 International License (CC BY-SA 4.0) which licenses use, conveyance, and propagation in any medium provided the original work is legitimately cited. This license permits readers to share, adapt, and build upon the material for any purpose, including commercial, as long as appropriate credit is given to the original author(s) and any derivative works are distributed under the same license. Authors retain full copyright of their work and are not charged any article processing charges (APCs) or submission fees. Additionally, authors may self-archive their preprints, postprints, or published PDFs in institutional repositories or personal websites immediately upon publication with no embargo period.










